कमी सॅलरीमधून वेल्थ कशी बनवायची?

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सॅलरी जितकी मिळेल तितकी कमी वाटते. आणि अशी परिस्थिति जवळजवळ आपल्या सगळ्यांची असते.

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कमी सॅलरीमधून लॉन्ग टर्म वेल्थ नक्की कशी बनवायची त्यावर 5 प्रॅक्टिकल टिप्स पुढीलप्रमाणे

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1) वेल्थ बनविण्यावर विश्वास ठेवा. लॉन्ग टर्म वेल्थ बनविण्यासाठी स्वतावर विश्वास त्यासोबत Financial Discipline तुम्हाला शिकाव लागेल.

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2) 50-30-20 फॉलो करा 50% - तुमच्या गरजा (घर खर्च, रेंट, बिल इ.) 30% - तुमचे शौक (शॉपिंग, ट्रॅवल, GF ला गिफ्ट इ) 20% - सेविंग आणि इन्वेस्टमेंट (SIP, स्टॉक, इन्शुरेंस)

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3) इक्विटि आणि Debt मध्ये योग्य वाटप प्रत्येकाने स्वताचे Financial Goals आणि रिस्क क्षमता बघून पैसे इन्वेस्ट केले पाहिजेत.

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4) कमी सॅलरीवर राहून चालायच नाही तुमची सॅलरी आता कमी असेल पण ती कशी वाढवता येईल याचा विचार तुम्ही केला पाहिजे.

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5) लॉन्ग टर्म नुसत बोलून होणार नाही पुढची 20 वर्ष ही लॉन्ग टर्म वेल्थसाठी द्यावी लागणार आहेत. त्यामुळे या सगळ्या प्रोसेसमध्ये तुमचा विश्वास, Financial Discipline डगमगल नाही पाहिजे.

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कमी सॅलरीमधून वेल्थ कशी बनवायची? डीटेल पोस्ट वाचा

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